Rates on Hold, Eyes on September: What It Means for Buyers and Sellers

By Ron Alfred De Guzman, MaxWell Realty Insights | August 07, 2026

The Bank of Canada held its policy rate at 2.25% on July 15. It was the sixth consecutive hold since the Bank cut to this level last October. The decision came alongside firmer second-quarter growth and inflation trending toward target. That combination is giving the housing market something it has not had much of this year: a stretch of predictability.

Why the Bank Held

Governor Tiff Macklem framed the decision around three points. Economic growth has resumed after a flat start to the year. Inflation should ease gradually if energy prices settle. Uncertainty remains elevated with ongoing Middle East…

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End-of-Summer Selling Window

By Ron Alfred De Guzman, MaxWell Realty Insights | August 04, 2026

August has a reputation as real estate's quiet month, and the data backs it up. Buyers and sellers often shift into vacation mode, leading to a temporary slowdown in market activity, but this can create a less competitive environment for those who stay active. The market slows considerably heading into late August, and sellers who list during this window are more likely to be dealing with fewer competing listings than during the spring rush. Vancouverhomesearch Wahi

The trade-off cuts both ways. Fewer showings and less urgency don't mean the market is weaker, since serious, motivated buyers still shop in July and August, and well-prepared homes…

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