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To be honest, you won't see as many transactions as a REALTOR® does. An average family buys/sells Real Estate every 5 to 10 years. This is because when you buy a house, you're looking to create a home. You want your family to grow in it and you're only going to look to move from it if your family has outgrown it due to a baby on the way or kids growing up (upsizing) or the house has become too big due to the kids leaving for university or buying their own property (downsizing). This means that you probably don’t have a lot of experience with the ins and outs of real estate. On the flip side of things, REALTORS® have the experience and education to get things done within the industry. They handle contracts and the real estate process
…In the government's never ending attempt to influence the market, control risks to the larger economy (bubbles in Vancouver / Toronto), spur / restrict the economy, encourage home ownership, fund budgets (BC speculator tax), and otherwise create headaches for people wanting to buy, this is a list of the changes wrought to the mortgage industry in the last decade:
Confusing? This is why I stress the importance of using an experienced mortgage broker. Someone who tracks these changes. So you don't have to.
CREB has recently released an informational article on the beautiful Mount Pleasant community, in Calgary. Let's take a look together, and see what it has in store for us!
The lands that became northwest Calgary’s Mount Pleasant community were annexed by the City in 1910, making it one of Calgary’s older neighbourhoods. When development began in the area in 1912, Calgary’s population numbered fewer than 50,000 people.
As the city grew to 100,000 people by 1947 and 200,000 by 1955, then-suburban Mount Pleasant experienced an influx of new amenities into the area when North Hill Centre opened its doors in 1958. The opening of the Tran-Canada Highway came four years later, establishing the new thoroughfare as the
…CREB has recently released an informational article on the beautiful Mount Pleasant community, in Calgary. Let's take a look together, and see what it has in store for us!
The lands that became northwest Calgary’s Mount Pleasant community were annexed by the City in 1910, making it one of Calgary’s older neighbourhoods. When development began in the area in 1912, Calgary’s population numbered fewer than 50,000 people.
As the city grew to 100,000 people by 1947 and 200,000 by 1955, then-suburban Mount Pleasant experienced an influx of new amenities into the area when North Hill Centre opened its doors in 1958. The opening of the Tran-Canada Highway came four years later,
…Dealing with Stress when Selling Your Home
Let's face it. Planning events, even exciting ones like an overseas vacation, can be stressful. So, it's not surprising that some homeowners — even those thrilled about moving — can slip into "worry mode" when putting their property up for sale.
Unfortunately, this anxiety can make the process of selling an unpleasant experience. Who wants that? So here are some things you can do to reduce selling stress and enjoy the adventure.
Many people complain about condo fees, without fully understanding WHAT condo fees actually are, what they do, or how they are calculated. Let's review a few of these before deciding if the fees are "bad".
What are Condos First, a condominium is a form of group ownership. When you buy an apartment (lets say 100 units, all same size), you are not only buying your individual condo, but a type of real estate that makes you a PARTIAL owners in the ENTIRE building. In the 100 unit example, you become a 1% in EVERYTHING, for better and for worse. In real life, we typically break down the fees by the size of the units, with larger units paying more.
What Rights / Privileges / Responsibilities Your ownership stake allows you to vote for the board of
…Years ago, when you accepted the offer, we marked the property as Conditionally Sold on the MLS, and since 80-90% of buyers waive conditions, we removed the property from the ACTIVE market. However, this procedure was unfair to the seller, as it precluded a chance of a back-up offer. So, the rules were changed (and it got confusing).
You still have the choice of us putting it as Pending (the new Conditionally Sold) on the MLS; during this time, we’ll stop actively marketing the listing and the property will be removed from Realtor.ca (or other sites).
Another option is Under Contract which informs other agents about the status (Conditional Sale), but it will remain on Realtor.ca. Buyer agents have the opportunity to present the home as an OPTION to
…Ottawa, ON, February 18, 2020 – Earlier today, Minister of Finance Bill Morneau announced changes to the mortgage stress test.
The new benchmark rate used to determine the minimum qualifying rate for insured mortgages, coming into effect on April 6, 2020, will be the weekly median 5-year fixed insured mortgage rate from mortgage insurance applications, plus 2 per cent.
Recently, the gap between the Bank of Canada’s five-year benchmark rate and borrowers’ actual contract rates has been widening, suggesting the benchmark rate has become less responsive to changes in the market.
In October 2016, Finance Canada introduced a stress test for insured mortgages. In 2017, the Office of the Superintendent of Financial Institutions (OSFI) issued
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What is it?
International Women's Day (March 8) is a global day celebrating the social, economic, cultural and political achievements of women. We have some of the most dynamic and entrepreneurial women in our offices and we want to showcase our support for gender equality. Read More about the history and values of International women's day
What is the #EachForEqual pose?
Get a group together with arms out front at right angle to the body, elbows bent and palms down to make an equal sign to show that you are committing to being "each for equal" and that you will challenge the status quo and help forge women's equality. One or more of the group holds the Selfie Cards. Someone takes a picture. Post on social media using #IWD2020 #EachforEqual
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