Well, 2018 has almost come and gone.  For many, it has been a difficult year.  In the real estate industry we have seen challenging markets before, but this cycle is undoubtedly a difficult one for us all.  Realistically, I feel that we are still on the downside of the market and the indicators are that we are in for another challenging year with a projected further decline of 1% - 2% in prices into 2019. 

I look at this as an opportunity for two important sectors of clients – first time buyersand investors.  For buyers, 2018 was an extremely difficult year with new mortgage rules that resulted in the largest amount of collapsed deals I’ve seen in my 20+ year career.  Despite this, the buyers within our Calgary market continue to understand that we are…

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